Wistfare Terms and Conditions

Effective Date: 17th October 2024

1. Definitions and Acceptance of Terms

In these Terms, "We," "Us," and "Our" refer to Wistfare, the provider of the platform. "You," "User" or "Users" refer to anyone who accesses or uses Wistfare, whether as a business entity or individual. "Services" refers to the functionalities provided by Wistfare.

2. Eligibility

Users under the age of 18 may use Wistfare with parental or guardian consent. If you are under 18, your parent or legal guardian must review and accept these Terms on your behalf. Business users must have the legal capacity to bind their entities to these Terms.

3. Account Registration and User Responsibilities

To access certain features of Wistfare, you must create an account. By registering, you agree to provide accurate and up-to-date information and maintain the confidentiality of your login credentials. You are responsible for all activities under your account, including those by authorized representatives.

4. Services Provided

Wistfare provides business management tools and personal finance tracking. You agree to use these services lawfully. Business users must represent their products and services truthfully, while individual users are responsible for managing their finances.

5. Fees, Payments, and Refunds

Certain features of Wistfare may require payment. Fees are non-refundable unless stated otherwise. Wistfare reserves the right to adjust fees with notice to users.

6. Intellectual Property Rights

Wistfare and its licensors retain all rights to the software, content, and branding. You agree not to reproduce, distribute, or modify any Wistfare content without prior written consent.

7. Third-Party Services

Wistfare may link to or integrate with third-party services. We are not responsible for third-party content or services, and you agree to comply with their terms when using them through Wistfare.

8. Termination and Suspension of Services

Wistfare reserves the right to suspend or terminate your account for violating these Terms or engaging in illegal activity. You may also terminate your account at any time. Upon termination, all data associated with your account may be deleted or retained in anonymized form.

9. Disclaimer of Warranties

Wistfare provides services "as is" without warranties of any kind. We do not guarantee that the services will be uninterrupted or error-free, or that they will meet your expectations.

10. Limitation of Liability

To the fullest extent permitted by law, Wistfare will not be liable for any indirect, incidental, special, consequential, or punitive damages, including loss of data or profits. Wistfare’s liability will not exceed the fees you paid in the preceding 12 months.

11. Indemnification

You agree to indemnify and hold harmless Wistfare, its affiliates, and its officers from any claims, damages, or liabilities arising from your use of the services or violation of these Terms.

12. Privacy and Data Protection

Your privacy is important to us. By using Wistfare, you agree to our Privacy Policy, which outlines how we collect, use, and protect your data. If you provide third-party data, you warrant that you have obtained the necessary consents.

13. Dispute Resolution and Governing Law

These Terms are governed by the laws of Rwandan Commercial Court. Any disputes will be resolved through binding arbitration, with the decision of the arbitrator being final.

14. Changes to These Terms

Wistfare reserves the right to modify these Terms at any time. You will be notified of changes, and your continued use of the services signifies your acceptance of the updated Terms.

15. Contact Us

If you have any questions about these Terms, please contact us at: